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Free Financial & Accounting Tools

A growing collection of free calculators and interactive tools for real estate, nonprofits, lending, and savings — built by the team behind Accounting Gnome. Use them right in your browser, no account needed.

Real Estate

Real Estate

Cap Rate Calculator

Compute net operating income (NOI) and capitalization rate for a rental property.

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Home Buying

Mortgage Calculator

Estimate your full monthly payment (PITI) with taxes, insurance, HOA, and PMI.

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Nonprofit

Live Demo

Restricted Fund Tracker Demo

Create donor-restricted funds, record contributions and expenses, and watch balances update live.

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Nonprofit

Volunteer Time Value Calculator

Estimate the in-kind dollar value of volunteer hours for grants and board reporting.

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Business, Lending & Savings

Lending

Loan Calculator

Monthly payment, total interest, and how much an extra payment saves you.

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Fixed Assets

Depreciation Calculator

Straight-line or double-declining-balance schedules for any fixed asset.

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Savings

Future Value Calculator

See what your savings could grow to with regular contributions and compounding.

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Need to do this for real, all year?

Accounting Gnome turns these calculators into full, saveable modules — restricted funds, net assets, rental property, depreciation, debt, and more — built for your industry and priced from $12/mo.

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Why we built these

Most accounting software keeps your books but skips the specialized math each industry actually needs. These free tools solve one calculation at a time — no signup, no email, no catch. If you find them useful and want to save your work, generate reports, or track this all year, the full Accounting Gnome app picks up where they leave off.